Terms and Conditions That Govern Your panalo9 Account

By creating an account on panalo9, you confirm that you have read and accepted these terms in full. They apply to every session — whether you are loading a Tongits table, joining a live baccarat room, or placing a bet on a PBA game through the

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   sportsbook. Payments processed via GCash, Maya, and InstaPay are subject to the transaction rules detailed in the Payments section of this document; those local payment rails carry their own verification steps that we are required to follow. Your account is personal — you may not share

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   login credentials or operate more than one account. We reserve the right to suspend or close accounts that breach these conditions, including duplicate registrations detected through our verification process. If any section of these terms conflicts with local law applicable to you in the Philippines, the

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   local law applies to the extent of that conflict. We may update these terms when regulations or platform operations change; we will notify you through your registered contact method before material changes take effect. Continued use of the platform after notification means you accept the revised

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   terms. For questions on any clause, our support team handles terms-related queries through the channels listed in the Support section of this page.

Service availability depends on eligible regions and local law. Philippine online gaming is regulated, so check local rules before opening an account. 21+ where applicable.